Your Trusted Partner In Home Financing

Our team of loan experts is dedicated to helping you find a great mortgage.

Schedule Free Consultation

250+

Satisfied Customers

$170M+

Funded Loans

58+

Combined Years Experience

About Us

Brokers Are Better

TLD Financial offers comprehensive home financing services. And because we are independent mortgage brokers, we have more flexibility. We shop many lenders for you to find the loan that works best for you. Often we can offer lower rates because we don't have the overhead of the big banks.

Call Us Today!

Our Loan Programs

Our Expertise

We offer a wide range of loan programs to meet your financing needs

Conventional

Loans including conforming and high balance conforming loans as well as non-conforming jumbo loans underwritten using Fannie Mae or Freddie Mac guidelines

First Time Buyer

Conventional or government backed loans in combination with a DPA (down payment assistance) program to help first time home buyers

HELOC

Home Equity Line of Credit available in fixed or variable rates typically as a second mortgage. Typically used for home improvement or debt consolidation

FHA VA USDA

Government backed loan programs that allow for lower down payments, veterans, or rural properties

Reverse

A useful tool for 55+ borrowers to utilize their accumulated home equity to allow better monthly cash flow because no monthly payments are required

DSCR

Debt Service Coverage Ratio loans are utilized by investors for financing rental properties

ITIN

Loans that are funded by private investors that allow borrowers with larger down payments and cash reserves

Hard Money

Loans that are funded by private investors typically for shorter durations and higher interest rates used for property acquisition

Explore Our Services

Precision Tax Team

Meet Your Precision Tax Consultants

John C, CPA.

President

James D, MBA, CPA.

Partner

Sherry L, C.P.A.

Senior Accountant

Sara C, C.P.A.

Senior Accountant

10k+

Google Reviews

5 Years

Average CPA Experience

$70M+

Tax Return Filed

Customer Feedback

What Customers are Saying

Unlike most mortgage companies, TLD Financial is an integrated finance team. We see ourselves as your partner.

“ Great Experience with TLD Financial”

Had a great experience with TLD Financial. Tim is honest, reliable, and knowledgeable. Above all he was accessible and gave me personal service, treating my loan as a priority. I received a great loan with very reasonable fees. I would use this company again and recommend it without reservation.

JANE M

Tim Day is great to work with! I had hoped to refinance my home almost 2 years ago but my circumstances made it impossible to complete. I reached back out to Tim nearly 2 years later to refinance and he was amazing. We picked right up and moved the process through to a successful completion. Tim is professional, patient and knowledgeable. I wouldn't work with anyone else. Thanks Tim!

MAXINE M

I would strongly recommend Tim if you are seeking an honest, knowledgeable, hard working mortgage broker, He is always available to answer questions and keeps you current on on features and benefits of various financial options

MIKE P.

Tim is always looking out for our/the best interest. I worked with 3 different lender brokers over my lifetime. Since I used Tim, I exclusively use Tim. Third time is a charm. Very honest and high integrity individual to work with. The local realtors that I worked with recently to sell me home raved that he is the best lender brokers they worked with. Its my pleasure to vouch for Tim Day and recommend him for any real estate venture your embarking on

AL U

TLD came to the rescue when I needed an honest, reputable and expeditious service, loan brokerage. They are the Best! I was very pleased with the latest loan process, and most def recommend your services should the subject come up

ALBERT W

I have done several loans now through TLD Financial I didn't have to go to a bank or title company. They sent a notary to my house. Tim at TLD Financial is an honest and knowledgeable broker.

STEVE S

Thank you Tim for everything. We are very pleased with the interest rate and very much appreciate your thoughtful guidance through the process. A testament to your expertise is that interest rates haven't been lower than when you advised us to lock our loan. Good job!!